Does Target take Apple pay

Does Target take Apple pay

The goal is to tell people whether Target lets you use Apple Pay. This info helps shoppers decide how to pay when they go to Target. It also makes sure people know if Target changed its mind about Apple Pay. Exploring this helps everyone know if using Apple Pay at Target is easy and convenient.

Apple Pay includes details about the context and reasons behind the investigation. This might involve explaining the increasing popularity of mobile payments, the importance of convenient payment options for consumers, or any recent changes in Target’s payment policies.

What is Apple Pay and how does it function

Apple Pay is a mobile payment and digital wallet service provided by Apple. It allows users to make purchases using their compatible Apple devices, such as iPhones, Apple Watches, iPads, and Macs, at participating merchants.


  • Setup: Users add their credit or debit card information to the Apple Wallet app on their devices.
  • Security: Apple Pay uses a secure element, a dedicated chip in the device, to store and protect the user’s card information. It also employs Touch ID, Face ID, or a passcode for authorization.
  • Contactless Payments: When making a purchase, users hold their device near a contactless payment terminal and authenticate the transaction using Touch ID, Face ID, or a passcode.
  • Tokenization: Instead of transmitting the actual card number, Apple Pay uses tokenization to generate a unique code for each transaction, adding an extra layer of security.
  • Device Compatibility: Apple Pay works at various points of sale, online, and in apps that support the service, making it a versatile and convenient payment method.

Target’s Approach to Mobile Payments

The exterior of a Target store is seen in the Chicago suburb of Evanston, Illinois, February 10, 2015. REUTERS/Jim Young

Target has strategically embraced the rise of mobile payments, recognizing the shift in consumer behavior toward digital transactions. The company has developed and promoted its mobile application, which serves as a multifunctional tool for shoppers. This app not only facilitates mobile payments but also provides users with access to exclusive discounts, digital coupons, and a convenient digital wallet.

In terms of mobile wallet acceptance, Target has positioned itself as a retailer accommodating various digital payment methods. This includes welcoming the use of mobile wallets for in-store transactions and allowing customers to make purchases using their smartphones and other mobile devices.

Specifically, Target has been at the forefront of supporting Apple Pay. This means that customers can use their Apple devices, such as iPhones and Apple Watches, to complete transactions securely and efficiently within Target stores. This integration aligns with Target’s commitment to providing an enhanced and modern in-store experience.

The company’s approach to mobile payments goes beyond the present landscape. Target continues to adapt and explore new technologies, staying ahead of the curve to meet the evolving preferences and expectations of its diverse customer base.

Using Apple Pay at Target

Using Apple Pay at Target
The exterior of a Target store is seen in the Chicago suburb of Evanston, Illinois, February 10, 2015. REUTERS/Jim Young

Using Apple Pay at Target is a straightforward process. Here’s a step-by-step guide:

  • Check Compatibility: Ensure that your Apple device is compatible with Apple Pay. This includes iPhones, Apple Watches, iPads, and Macs with the appropriate hardware.
  • Add Cards to Apple Wallet: Open the “Wallet” app on your device. Tap the “+” sign to add a new card. Follow the prompts to add your credit or debit card. You can also add multiple cards.
  • Verify Your Card: Depending on your bank, you may need to verify your card through a verification code or a phone call.
  • Set Default Card (Optional): If you have multiple cards, you can set a default card for transactions. The default card will be used unless you specify otherwise during the payment process.
  • Make a Purchase at Target: When you’re ready to make a purchase at Target, locate the contactless payment terminal at the checkout.
  • Authorize Payment: For iPhones with Face ID, double-click the side button, glance at your screen, and hold your device near the terminal. For iPhones with Touch ID, hold your device near the terminal and place your finger on the Touch ID sensor. For Apple Watches, double-press the side button and hold the display near the terminal. 
  • Wait for Confirmation: Wait for a confirmation on the screen, a sound, or a vibration, indicating that your payment was successful.
  • Collect Your Items: Once the payment is confirmed, you can collect your items, and the transaction is complete.

Alternative Payment Options at Target

Target offers various payment options to cater to the diverse preferences of its customers. Here are alternative payment methods you can use at Target:

  • Credit and Debit Cards: Target accepts major credit and debit cards, including Visa, MasterCard, American Express, and Discover.
  • Cash: You can pay with cash at any Target store. Simply go to the cashier, provide the exact amount, and receive change if necessary.
  • Target Gift Cards: Target gift cards can be used for purchases, providing a flexible and convenient payment option.
  • Target REDcard: Target offers its RED card, available in credit and debit versions. These cards come with additional benefits, such as discounts and exclusive offers for cardholders.
  • Mobile Wallets (Besides Apple Pay): In addition to Apple Pay, Target supports other mobile wallets like Google Pay and Samsung Pay. You can link your cards to these digital wallets for contactless payments.
  • Target Wallet: Target has its mobile wallet feature within the Target app. Users can link their RED card or other payment methods to the Target Wallet for quick and easy transactions.
  • Personal Checks: Target accepts personal checks for in-store purchases, providing a traditional payment option for those who prefer it.
  • Third-Party Financing: Some Target purchases may be eligible for financing through third-party services. This allows customers to make larger purchases and pay over time with fixed monthly payments.


Target happily accepts Apple Pay, making it easy for customers to use their iPhones and Apple Watches for quick and secure purchases. Using Apple Pay at Target involves a simple setup on your device and a hassle-free checkout process. This adds a modern touch to the shopping experience, aligning with the increasing trend of mobile payments.

But Target doesn’t stop there they offer a variety of payment options! You can use traditional credit/debit cards, cash, Target gift cards, and even their exclusive RED card for extra benefits. This variety ensures that every customer can choose the payment method that suits them best. In a rapidly changing retail landscape, Target remains adaptable, embracing technology to meet the diverse needs of shoppers.

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